Transparent Pricing, No Hidden Fees
We believe you should know exactly what you pay and exactly what you get. No commissions. No surprises.
The Wellspring Partnership Model
Most of the financial industry makes money by keeping you in the dark. They might say they are "free," but they are paid via hidden commissions, kickbacks, or high asset-management fees that grow as your wealth grows.
We do things differently.
As a Fee-Only Financial Planner, our rates are simple, flat, and transparent. We sell advice, not products. This ensures we uphold the Fiduciary Standard of Care, meaning we are legally bound to act in your best interest—always.
We keep the cost of a financial advisor simple.
You pay for the planning upfront, and then a simple monthly subscription for ongoing guidance.
Phase 1: The Foundation Plan
$3,500
One-Time Investment
This is where we do the heavy lifting. Over the course of approximately 3 months, we build your comprehensive financial roadmap.
Discovery & Data: We organize your entire financial life.
Strategy Design: We build custom plans for retirement, taxes, and estate needs.
The Blueprint: You receive a detailed, actionable guide to reach your goals.
Phase 2: Ongoing Stewardship
$350/mo
Monthly Subscription
A plan is only good if you stick to it. Once your foundation is built, we transition to a partnership model to ensure you stay on track.
Investment Management: We manage your portfolios and rebalance as needed.
On-Demand Access: Call or email Tyler whenever you have a financial question.
Annual Reviews: We adjust your plan as your life changes (new jobs, new grandkids, etc.).
How We Build Your Plan
Month 1: Discovery & Organization
We start with a "Get Organized" meeting. We gather your statements, insurance policies, and tax returns. We discuss your values and what "wealth" truly means to you.
Month 2: Analysis & Strategy
We go back to the lab. We analyze your cash flow, stress-test your retirement dates, and identify gaps in your insurance or estate plan. We look for flat fee financial planning strategies that can save you money on taxes and fees.
Month 3: Presentation & Launch
We present your plan in plain English. We explain exactly what to do, how to invest, and how to automate your savings. We help you push the buttons to get everything moving.
Month 4 & Beyond: Maintenance & Growth
We shift to monitoring. We watch the markets and your accounts so you can focus on your family.
Frequently Asked Questions
Why do you charge a flat fee instead of a percentage?
Many advisors charge 1% of your assets. If you have $1 million, you pay $10,000 a year—often for the same work as someone with less. We believe flat fee financial planning is fairer. You pay for the service you receive, not a penalty for being successful.
When are the fees due?
For our standard partnership, the $3,500 planning fee is a one-time investment paid upfront to begin the comprehensive planning process. The $350/mo subscription for ongoing support and investment management begins only after your initial plan is built and delivered (typically about 3 months later).
What if I only want the plan and not the ongoing support?
Our goal is to be your long-term partner, as your financial life rarely stands still. However, we do offer a limited "Plan-Only" engagement for $3,500 total ($3,000 paid upfront to start, and $500 due upon plan delivery).
Note: This option ends immediately after the plan is delivered and does not include implementation, investment management, or future access to Tyler for questions.
Can I cancel the monthly subscription?
Yes. You are never locked into a long-term contract. If your needs change, you can cancel the ongoing subscription at any time with no penalty. You keep the plan we built for you.
Investing in your future starts here.
Peace of mind is worth more than the cost of the plan. Let’s verify we are a good fit before you pay a dime.