Financial Advisor Serving Blackshear, GA
Retirement Planning for Educators, Landowners, and Families in Bear Country.
We provide Fee-Only financial planning for Pierce County families. Whether you are in the classroom or out in the timber, we help you steward your wealth with a plan that puts your interests first.
Retirement Planning for Pierce County Teachers
You’ve dedicated your career to our kids. Let us help you plan for your next chapter.
Blackshear is proud of its schools, and for good reason. But as an employee of the local school system, your retirement looks different than the private sector. You likely have the Teachers Retirement System of Georgia (TRSGA), a powerful but complex benefit.
At Wellspring Financial, we help educators navigate their pension options so they can retire with confidence. We help you answer:
The "PLOP" Decision: Should you take the Partial Lump Sum Option at retirement? We run the math to see if the cash upfront is worth the reduction in your monthly check.
403(b) Optimization: Many teachers are sold high-fee annuities in the breakroom. We help you evaluate your options to ensure you are keeping more of your hard-earned money.
Social Security & Spousal Benefits: We model how your pension interacts with your spouse's income to prevent tax surprises.
Timber Land Wealth Management
In Pierce County, wealth isn't just in the bank. It's in the pines.
The timber industry drives our local economy. We know that for many Blackshear families, your "retirement account" is 500 acres of loblolly pines.
A standard stockbroker might pressure you to sell your land and put the cash in the market. We don't work that way. As your Fiduciary Financial Planner, we help you:
Plan for Harvests: Smooth out the "feast or famine" cash flow of timber sales.
Pass It On: Structure your estate plan to keep the land in the family for the next generation.
Tax Efficiency: Coordinate with your CPA to manage the tax hit from a big cut or a land sale.
A Fiduciary Neighbor. Just Up The Road.
If you live in Blackshear, you have plenty of options for "financial advisors" who want to sell you insurance or load-heavy mutual funds. But finding a Fee-Only Financial Planner—someone who gets paid only by you, not by commissions—can be tough.
We Are Fiduciaries
We are legally required to act in your best interest.
We Are Objective
We don't sell products. We sell peace of mind.
We Are Local
We understand the difference between a "controlled burn" and a wildfire. We speak your language.
Flexible Meetings for Busy Families.
Wellspring Financial is located in Alma, a short, easy drive via GA-121 / GA-32. We make it easy to get the advice you need.
We serve clients across Pierce County who value professional, objective advice without the "sales pitch."
In-Person: Our office in Alma is just down the road.
Virtual: We offer Zoom meetings for busy families.
On-Site: For farm and timber clients, we are happy to come to you.
Secure Your Future in Bear Country.
You work hard for your money. Let’s build a plan that works just as hard for you.